Worldwide travel insurance
Travel protection services such as the assumption of costs for search and rescue operations, return journey or repatriation
Coverage for all persons living in the same household
Assistance around the clock in your language
CHF 194 per year for all persons living in the same household
THE AUTOMOBILE CLUB OF SWITZERLAND - AUTOMOTIVE PASSION SINCE 1898
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Around 100,000 members in Switzerland and Liechtenstein
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The worldwide travel insurance and travel legal protection insurance
✓ Cancellation costs
We
will pay the cancellation costs if you cancel the trip due to one of the following events:
- Serious illness incl. COVID-19 (if you are affected / a co-travelling person who has booked the same trip and cancels it / a close related person who is not travelling with you).
- Travel warning (current notice FDFA).
- Natural disaster.
- Quarantine (e.g. you are not able to travel due to a quarantine ordered by the authorities because you have had contact with a person who has tested positive for COVID-19).
- Absence of the deputy at the place of work.
We will pay in lieu of cancellation costs:
- The additional travel expenses incurred due to the delayed departure (e.g. due to cancellation or delay of the public transport for arrival / breakdown with the car).
The costs for the unused part of the stay.
✓ Travel protection
In the event of, for example, serious illness during a trip, the following benefits are provided, among others:
- Search and rescue operations up to max. CHF 30,000 per incident.
- Transfer to the nearest suitable hospital.
- Return journey.
- Partial non-use of booked services.
- Advance payment of costs to a hospital (max. CHF 5,000.-).
- Visiting trip (max. 2 close relatives up to max. CHF 5,000.-).
- In case of COVID-19 (illness/quarantine) additional costs up to max. CHF 750.- per person will be covered (in addition to flight tickets).
✓ Travel legal protection
- In case of jurisdiction within Europe CHF 250'000.-
- For jurisdiction outside Europe CHF 50'000.-
✓ Pandemic and quarantine coverage
We also cover the cancellation costs if:
- You are unable to travel because you have contracted COVID-19.
- You cannot travel due to an officially ordered quarantine because you have had contact with a person who has tested positive for COVID-19.
We will cover additional costs up to a maximum of CHF 750 per person if:
- You fall ill with COVID-19 during the trip.
- You receive an officially ordered quarantine at your destination because you had contact with a person who tested positive for COVID-19.
✓ Ticket costs for events
The costs for event tickets that are not part of an all-inclusive arrangement are covered without deductible.
✓ Budget cover
Coverage applies to all persons living in the same household.
Frequently asked questions
I am ill with Covid-19 and therefore cannot make the planned trip.
We cover the cancellation costs if:
- You are unable to travel because you have contracted COVID-19.
- You cannot travel due to an officially ordered quarantine because you have had contact with a person who has tested positive for COVID-19.
If you fall ill with COVID-19 during your trip or have to go into quarantine because you had contact with a person tested positive for COVID-19, the additional costs will be covered up to a maximum of CHF 750 per person.
My train is delayed. I missed my flight. Am I insured?
If the public transport you use to the airport or departure station on Swiss territory is delayed or cancelled and you are prevented from starting your trip as a result, we will pay the cancellation costs instead of:
- The additional travel costs incurred as a result of the delayed departure;
- The costs for the unused part of the stay;
Does a deductible apply for cancellation costs?
Exclusively in connection with cancellation costs, a deductible in the amount of CHF 180 per claim applies. This does not apply in relation to to the travel protection / costs for event tickets.
For my destination, there is a travel warning. Will the costs for a cancellation be covered?
The
cancellation costs are covered in the event of strikes, acts of violence against
persons or property on the occasion of riot or tumult,
or epidemics, as well as if the unreasonableness of the travel beginning due to
terrorism makes the realization of your trip impossible. For the
decision, we rely on the current advice of the FDFA (Federal Department of
Department for Foreign Affairs) at the start of the trip that the trip is not recommended.
If the warning already existed at the time of booking, no service will be provided.
The examples given are for illustration purposes only and do not constitute any entitlement to benefits. In any case, only the relevant GTC shall apply.
Contact
Talk to an ACS consultant
For further information please contact our customer service at +41 31 328 31 11