Contactless payment makes your daily shopping even quicker and easier.

Further information:

You can access your card data online. Among other things, you can check the current charges and the amount still available.

www.ubs.com/karteverwalten

Pay securely and conveniently with the ACS Visa Card using your smartphone or smartwatch

• Online and in thousands of stores
• In Switzerland and all over the world
• No PIN required even for over CHF 80.-

Further information:

www.ubs.com/digital-payment

You can take part in the UBS KeyClub and collect valuable bonus points with every purchase. You can use the points to pay with cash at our KeyClub partners and in the KeyClub eStore.

More information:

Free and flexible monthly statements: You receive card statements by post and online free of charge. The ACS Visa Card from UBS offers an installment facility* that allows you to pay your credit card bill in installments.

If you have any questions, in emergency situations or if you need to block your card, our competent customer service team will be happy to help you around the clock, 365 days a year.

When traveling by public transport, you and your dependents are automatically insured against accidents (disability and death) free of charge, provided you have paid for at least 80% of the trip with your ACS Visa Card.

The PIN and an early warning system for suspicious transactions guarantee you the best possible security. In addition, the "3-D Secure" security standard protects you against misuse when shopping online.

Further information:

Priority Pass membership gives you access to over 1300 airport lounges around the world. Here you can relax and eat in pleasant surroundings during flight interruptions and delays. Purchase a Priority Pass lounge stay in advance for EUR 30.- with your ACS Visa Gold Card and receive a free digital Priority Pass membership for one year. All further lounge stays for you and your guests will be charged directly to your credit card.

Further information on activating the digital Priority Pass: ubs .com/priority-pass.

* If the installment facility is used, credit interest will be charged to the cardholder's credit card account on a monthly basis. An annual interest rate of 13% is charged on all invoice amounts from the transaction date. The granting of credit is prohibited if it leads to over-indebtedness on the part of the consumer (Art. 3 UWG). Example calculation: With a transaction amount of CHF 200.- and an annual interest rate of 13%, the effective interest costs on the loan amount to CHF 21.60 if the loan amount is repaid in three equal monthly installments. In this example, the total cost would therefore be CHF 221.60. Payment of the full amount or a partial amount (minimum amount: 5% of the invoice amount, but at least CHF 50.-) within 22 days of the invoice date; further information at ubs.com/partialpaymentoption.